JUN · ISSUE 26 · June 26, 2026

ZOOM IN

The AI boom just landed on your receipt

Apple and Microsoft are raising prices on Macs, iPads and the Xbox. The reason isn't margin: it's memory.

MACBOOK AIR

$1,299

was $1,099

IPAD PRO

$1,199

was $999

XBOX 1TB

+$150

on storage

THE NUMBER

4x

↑ memory cost since 2025

DRAM and NAND, the memory inside every device, have quadrupled since 2025 because manufacturers prioritize HBM memory for AI servers. That shortage just hit the shelf.

DATA

THE NUMBER

4x

4x

▲ DRAM/NAND cost since 2025

It's like the flour at your favorite bakery costing four times more. Sooner or later, the bread goes up.

When a key input quadruples, a company picks one of two paths: eat the margin or raise the price. Apple and Microsoft chose to raise the price.

INPUT
A raw material or component a company needs to build its product.
COST-PUSH
Cost inflation: prices rise because the cost of producing rises.

READ

EDITORIAL

The first AI cost you actually see

AI stopped being a stock-market promise and became one more line on your receipt.
Ronfy Analysis · Editorial

For two years, AI capex lived on the balance sheets of the giants. This week it jumped to the sticker price.

CAPEX
Capital spending: what a company puts into factories, gear and data centers.
MARGIN
What a company keeps from each dollar of sales after paying costs.
MSRP
Manufacturer's suggested retail price: what you pay at the store.

TREND

MEMORY

The memory price nobody was watching

2025 · BASE 1002025 · BASE 100TODAY · 4xTODAY · 4x
JAN '25JUL '25JAN '26JUN '26

Illustrative DRAM/NAND cost curve. An 18-month silent climb that lands on the sticker price today.

Memory cost index, base 100 in 2025. AI demand exploded and pushed the price up fourfold.

INDEX
A number that tracks a price over time from a base value (here, 100).
AI DEMAND
The memory consumed by data centers training AI models.

WHAT'S UP

THREE HIKES

What costs more this week

  1. MACBOOK

    The MacBook Air goes from $1,099 to $1,299, and the Pro from $1,699 to $1,999. Hikes of 18-20%.

  2. IPAD

    The iPad Air rises from $599 to $749 and the iPad Pro from $999 to $1,199. Some models reach +50%.

  3. XBOX

    Microsoft raises the console by $100 (512GB) and $150 (1TB), citing the exact same cause: memory.

It isn't one product: it's the whole lineup. Three categories went up on the same day.

LINEUP
The set of models within a product, from base to premium.
STORAGE
The NAND memory where a device keeps games, photos and files.

WHY

THE SPLIT

Where the world's memory goes

HBM FOR AI & DATA CENTERS: 45%PHONES & TABLETS: 25%PCs & LAPTOPS: 20%REST (CONSOLES, CARS): 10%MEMORY4x
HBM FOR AI & DATA CENTERSThe manufacturers' priority45%
PHONES & TABLETSCompeting for what's left25%
PCs & LAPTOPSWhere Apple's hike landed20%
REST (CONSOLES, CARS)Xbox sits in this wedge10%

Illustrative split. The point: when one giant buyer (AI) hoards, everyone else pays more for the rest.

If AI takes nearly half of all premium memory, less is left for your laptop. That's the shortage.

SHORTAGE
When demand outstrips supply and price rises until it rebalances.
HBM
High-performance memory that AI servers consume at massive scale.

WATCHLIST

6 NAMES

Who wins and who pays for memory

MU~145 -2.0%Micron makes memory: it sells it dearer, but the stock fell with the whole chip group.
AAPL~232 -1.0%Raising prices to protect margin. It dragged the broad market in the session.
MSFT~498 -0.5%A pricier Xbox for the same reason. Memory also makes its own servers cost more.
NVDA~168 -1.5%Its HBM demand is exactly what drains memory from the rest of the market.
SMH~298 -1.8%Semis ETF. It sums up the rotation pulling money out of chips this week.
XLK~268 -1.2%Tech ETF. Cost pressure weighs on the whole growth basket.

Indicative levels. What matters is why each name sits in the memory chain.

ETF
Exchange Traded Fund: a listed basket that tracks an index or sector.
HBM
High Bandwidth Memory: the premium memory AI hoards.

WRAP

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DRAM
A device's working memory.
NAND
Storage memory for files and applications.

Sources: 📅 26 Jun 2026 · 🏛 Ronfy Analysis

Editorial content. Not financial advice.

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