JUN · ISSUE 26 · June 22, 2026

WEEK · DATA

Thursday's inflation print sets July's tone

May core PCE is the Fed's favorite gauge. With stocks near record highs, very little surprise is priced in.

CORE PCE CONSENSUS

3.4%

year-over-year, May

PRIOR PRINT, APRIL

3.3%

still far from 2%

VIX TODAY

16.4

complacent

THE NUMBER

3.4%

↑ consensus for May core PCE

Core PCE strips out food and energy to show the underlying trend. The Fed prefers it to the headline CPI. It is still above 3% and a long way from the 2% target.

DATA

ZOOM IN

3.4%

3.4%

▲ vs 3.3% in April · Fed target 2%

We've been pinned near 3% for months. The last mile down to 2% is the hardest, and it's exactly the one the Fed doesn't want to trust yet.

Every tenth of a point of surprise in core PCE can move the rate-cut bet by months in a single session.

LAST MILE
The final stretch of disinflation, historically the slowest.
2% TARGET
The inflation level the Fed treats as price stability.

QUOTE

AUTHORITY

Patience on cuts

We won't cut until we have confidence that inflation is moving sustainably back to 2%. One data point is not a trend.
Jerome Powell · Chair · Federal Reserve

The Fed left this message in June. Thursday's PCE is the first hard test of that stance.

CUT
A reduction in the Fed's benchmark interest rate.
SUSTAINABLE
A trend confirmed across several prints, not one month.
FOMC
The Fed committee that sets interest rates.

TREND

12 MONTHS

Pinned near 3%, far from 2%

FED TARGET · 2%FALL '25 · 3.0%FALL '25 · 3.0%THU CONSENSUS · 3.4%THU CONSENSUS · 3.4%
JUL '25OCT '25JAN '26APR '26MAY '26

Inflation stopped falling and started ticking back up. That's why the Fed hit the brakes on cuts.

Twelve months of core PCE. The Fed's 2% target line sits well below where inflation still trades.

UPTICK
A small rise after a period of decline.
TREND
The sustained direction of a data series over several months.

SCENARIOS

WHAT TO WATCH

Three ways Thursday moves your portfolio

  1. HOT PRINT (>3.5%)

    The 'higher for longer' fear returns. Growth stocks and long bonds tend to suffer; the dollar tends to strengthen.

  2. IN-LINE PRINT (~3.4%)

    Mild relief: it confirms what's priced in. The market exhales and attention shifts to corporate guidance.

  3. SOFT PRINT (<3.2%)

    The bet on fall rate cuts comes alive. Stocks, bonds and gold tend to cheer all at once.

The print lands at 08:30 ET. These are the three paths the market can take.

GROWTH
Companies valued on future earnings: tech, semis.
PRICED IN
Information the market has already baked into prices.
GUIDANCE
A company's own outlook for its coming quarters.

INSIDE THE NUMBER

COMPOSITION

What really drives core PCE

SERVICES (EX-HOUSING): 45%HOUSING: 28%CORE GOODS: 27%CORE PCE3.4%
SERVICES (EX-HOUSING)The sticky part, tied to wages.45%
HOUSINGLags the real rental market on the way down.28%
CORE GOODSBarely inflating now, sometimes negative.27%

Goods have stopped inflating; the problem is services. That's why one good goods print isn't enough for the Fed to declare victory.

Not everything cools at the same pace. Services are the sticky part the Fed can't seem to chill.

STICKY
Inflation that falls very slowly, typical of services and wages.
SUPERCORE
Services ex-housing: the subgroup the Fed watches most.

WATCHLIST

5 KEY ETFs

The 5 ETFs most sensitive to PCE

SPY748.00 +0.0%The index. Within 0.7% of record highs; the print decides break or pullback.
TLT89.50 +0.0%Long US Treasuries. Rise if the print cools, fall if it runs hot.
XLK265.00 +0.0%Tech: most sensitive to the discount rate. Hurts when inflation runs high.
GLD305.00 +0.0%Gold. Likes a soft PCE (lower real rates); recently bruised by a strong dollar.
BIL100.10 +0.0%1-3 month T-bills. The shelter paying ~5% while the picture clears.

Thursday at 08:30 ET, these five react first. Each tells a different story about the print.

ETF
A listed basket that tracks an index or theme.
DISCOUNT RATE
The rate used to value future earnings; higher means less worth today.
REAL RATES
Interest rate minus inflation: what money actually earns.

WRAP

FOLLOW

Clear on why PCE runs the show?

Understand this one print and you understand half of this week's moves. Share it and come back tomorrow.

One carousel a day, Mon-Fri. Tomorrow another story, another concept.

FOLLOW US ON INSTAGRAM · @ronfy_official

Daily briefing · Mon-Fri 16:00 ET

PCE
The Fed's preferred inflation index.
CORE
Underlying: ex food and energy.

Sources: 📅 22 Jun 2026 · 🏛 BEA · Jun 25, 08:30 ET

Editorial content. Not financial advice.

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